Annual exam
One comprehensive eye exam per year with a small copay, including the refraction Medicare will not pay for.
2565 E Perrin Ave, Ste 106, Fresno, CA 93720jeffswain@comcast.net
Licensed in 20 States · Independent AgentVision insurance California
Vision insurance for seniors in California
Exams, frames and lenses covered on a schedule you can count on, from an independent broker who compares every plan available in your ZIP code.
Frames and lenses
A frame allowance every 12 or 24 months plus covered single vision, bifocal or progressive lenses.
Lens upgrades
Anti-glare, photochromic and scratch coatings discounted rather than billed at full retail.
Contacts option
An annual contact allowance you can take instead of glasses when that is how you actually see.
Second pair savings
Many plans discount an extra pair, which is how most clients finally get real sunglasses with their prescription.
What eyewear costs in the Valley without a plan
$95 to $160Comprehensive exam with refraction
$180 to $340Progressive lenses
$120 to $400Frames, before any allowance
Senior vision insurance FAQ
Does Medicare cover eye exams and glasses?
Original Medicare covers medical eye care such as cataract surgery and glaucoma testing for high risk patients, but it does not pay for routine refraction exams, frames or lenses. Senior vision insurance in California is what covers the everyday eyewear side.
What do vision insurance plans in California include?
A typical plan pays for one comprehensive exam a year with a small copay, an allowance toward frames every 12 or 24 months, and covered lenses each year. Contact lens allowances are usually offered in place of glasses rather than in addition to them.
How much is vision insurance for seniors in California?
Standalone plans commonly run from about $12 to $30 a month for one person. Because a single pair of progressive lenses with an exam can easily exceed $400 in the Fresno area, the plan usually returns more than its premium in any year you buy eyewear.
Can I use my own optometrist?
Most plans use a broad national network that includes independent Valley optometrists as well as retail chains. Out of network care is generally reimbursed at a lower fixed schedule, so we check your provider before enrolling you.
Do vision plans help with cataracts or macular degeneration?
Medical treatment for those conditions is billed to Medicare and your Medicare plan, not to a vision policy. Your vision plan still matters afterward, because the post surgical prescription lenses and follow up refraction fall on the eyewear side.
Bundle it with senior dental insurance or review your Medicare Advantage extras.
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See clearly without paying full retail
A few minutes on the phone is all it takes to compare every vision plan available where you live.